About Our Story

We have spent more than a decade building a reputation as a reliable independent insurance broker.

Virtue Insurance Services

Built on Regional Knowledge and Industry Experience

Since 2009, Ray has helped individuals and businesses navigate insurance decisions with confidence. As an independent brokerage, we are committed to identifying coverage solutions that deliver the right balance of protection, value, and long-term peace of mind.

Our Decades of Local Roots Drive Smarter Coverage Decisions

Florida is more than where we do business—it's home. As longtime Florida residents for more than 47 years, we understand the unique insurance considerations that come with living and operating in the region.

In addition to our extensive Florida experience, we have developed valuable insight working with clients throughout New England and other service areas. This regional perspective allows us to better understand varying insurance needs and connect clients with suitable coverage options.

Virtue Insurance Services

What Sets Us Apart

Choosing insurance coverage is an important financial decision. We simplify the process by evaluating multiple carriers and helping clients make informed choices based on their individual circumstances.

Why Clients Work With Us

Independent insurance brokerage since 2009.

Deep roots in Florida with decades of local familiarity.

Experience serving clients throughout New England.

Access to multiple insurance carriers.

Personalized recommendations focused on value and protection.

Commitment to responsive, client-focused service.

Our Coverage Awaits You

Our independent insurance broker team is ready to find the value-focused coverage that protects what matters most to you across Florida and beyond. See what we offer.